TRADITIONAL IRA
Choose the Traditional IRA if you want the tax deduction right now. Many people can deduct contributions to Traditional IRAs on their tax returns. Traditional IRA’s also make sense if you anticipate paying taxes at a significantly lower rate in retirement. All earnings may be tax deferred.
Benefits
Tax Deferred Growth
Traditional IRA contributions are made with pre-tax dollars.
Anyone Can Contribute
Anyone with earned income can continue to contribute to an IRA.
Flexible Investment Options
Can be deposited in different types of investment products.
IRA Certificates
With our no minimum IRA Savings, it's easy to open and add to your account whenever you choose. You can also choose the convenience of automated savings through payroll deduction. Or you can invest in an IRA Certificate of Deposit to lock in a greater rate of return, with a minimum of only $500.
3 Minimum increments of $250.00.
Rates effective [RatesEffective].
to Open
Minimum Balance‡
For more information, please see our retirement page. Please contact a Credit Union employee or call us for further information about applicable fees and terms.
Additional funds can be added to your Certificate Account at a minimum of $250 per increase.
Federally insured by NCUA
2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.
‡Minimum Balance to Maintain Stated APY
Rates and yields are subject to change without notice. Some accounts require a specific minimum balance to earn the stated APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Rates effective [RatesEffective].
to Open
Minimum Balance‡
For more information, please see our retirement page. Please contact a Credit Union employee or call us for further information about applicable fees and terms.
Additional funds can be added to your Certificate Account at a minimum of $250 per increase.
Federally insured by NCUA
2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.
‡Minimum Balance to Maintain Stated APY
Rates and yields are subject to change without notice. Some accounts require a specific minimum balance to earn the stated APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Rates effective [RatesEffective].
For more information, please see our retirement page. Please contact a Credit Union employee or call us for further information about applicable fees and terms.
Federally insured by NCUA
2APY (Annual Percentage Yield) is the actual effective annual yield after the compounding of interest/dividends.
3Minimum increments of $250.00.
‡Minimum Balance to Maintain Stated APY
Rates and yields are subject to change without notice. Some accounts require a specific minimum balance to earn the stated APY. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Rates effective 06/28/2022.
What are CDs and IRAs?
Are you thinking about investing but aren’t sure where to begin? CDs and IRAs are a good, low-risk place to start investing in your future.
We Make Switching Easy
Our automated account switching solution makes it easy for you to quickly and securely switch over your recurring direct deposits and automatic account payments.